The ‘Great California Shakeout” prepares CA residents for next big earthquake
SAN DIEGO (KUSI) – The California Earthquake Authority (CEA) wants to help more Californians prepare to survive and recover from the next damaging earthquake during the annual Great California ShakeOut.
Know Your Risk
• Most Californians live within 30 miles of an active fault.
• In the San Francisco area, the Northern San Andreas, Hayward-Rodgers Creek and Calaveras faults are most notable. Scientists say there’s a 98-percent chance of a magnitude 6.0 earthquake striking the San Francisco region during the next 30 years.
• In the Los Angeles area, the Southern San Andreas, Raymond, Santa Monica, Hollywood, Newport-Inglewood, San Jacinto and Elsinore faults are most notable. Scientists say there’s a 96-percent chance of a magnitude 6.0 earthquake striking the Los Angeles region during the next 30 years.
• In the San Diego area, the Rose Canyon, San Jacinto and Elsinore faults are most notable. Geologists say the Rose Canyon fault is the biggest earthquake threat to San Diego and that it is capable of magnitude 6.5 to magnitude 6.8 earthquakes.
• Scientists still are discovering new faults. Some of the world’s most devastating earthquakes have occurred on previously unknown faults.
Plan to be Safe
• Create a disaster plan and organize supplies. Plan where to go and how to communicate with family, as well as where to store supplies in convenient locations.
• Know the government won’t bail you out. If grants of up to $33,000 from the federal government are available, they may not be enough to cover shake damage, and government loans of up to $200,000 for homeowners (or $40,000 for renters) must be repaid.
• Retrofit your older house. Older houses built before 1980 may be more vulnerable to expensive earthquake damage, and cost more to insure. Owners of older houses should both brace their raised foundation and bolt their house to its foundation according to current building codes.
• Purchase earthquake insurance. Home insurance policies do not cover earthquake damage. A separate policy is needed. CEA now offers residential earthquake insurance policies with more coverage choices and deductible options, and with more affordable rates, as well as premium discounts of up to 20 percent for older houses that have been properly retrofitted.
• Register at ShakeOut.org to join millions participating in the annual Great California Shakeout, a one-minute earthquake drill that takes place on the third Thursday of October—this year on Oct. 18 at 10:18 a.m.
• Know how to “drop, cover, and hold on” when the ground shakes:
DROP onto your hands and knees where you are and, if possible, crawl under a table or sturdy desk or by an interior wall (away from windows).
COVER your head and neck with one arm and hand; bend over to protect vital organs.
HOLD ON to a table leg with your other hand until shaking stops.
• Restore daily life by reconnecting with others.
• Promptly file an earthquake insurance claim to repair costly shake damage:
Take pictures of earthquake damage to your house and personal belongings before cleaning up.
Contact your residential insurer to file a claim to help cover costs to repair expensive earthquake damage, and to cover costs from having to live elsewhere until repairs are completed.
Keep handy all earthquake-related records and receipts for earthquake insurance claims.